All Slovak Calculators 2026: Salary, Taxes, Mortgage, Maternity

Seven calculators for living and working in Slovakia. All of them use 2026 rates, including the consolidation package that changed both contributions and the tax scale. Free, no registration.

Salary and taxes

Net salary calculator

How much lands in your account out of the gross. Shows every deduction, the child tax bonus and the full cost of your labour to the employer.

Gross from net salary

The reverse calculation: what gross to ask for so that you take home the amount you need. Handy before an interview.

Annual income tax

An annual calculation that accounts for the tax-free allowance and the new four-band scale of 19 / 25 / 30 / 35 %. It also covers rental income.

Business

Živnosť (SZČO)

Contributions, tax and what is actually left. Flat-rate or real expenses, the reduced 15 % rate.

s.r.o. company taxes

Tax on profit, the minimum tax and dividends. Shows how much of the profit reaches the owner.

VAT (DPH) calculator

Adds VAT to an amount or extracts it from a price that includes tax. Rates of 23, 19 and 5 percent.

Housing and family

Mortgage calculator

The monthly payment, the total overpayment across the term and a check against the LTV and DSTI limits that make banks say no.

Maternity payments

75 % of earnings, with the 2026 cap applied. Works out the payment per day, per month and for the whole leave.

Work and employment rights

Holiday entitlement calculator

How many days of leave you are entitled to this year and how much you will be paid for them.

Severance pay calculator

How much you are owed if you are made redundant or dismissed on health grounds, under § 76 of the Labour Code.

What changed in 2026

The consolidation package affected almost every calculation, so last year’s calculators give the wrong figures. The main points:

  • Employee health insurance rose from 4 % to 5 % — temporarily, until 2027
  • Tax rates of 30 % and 35 % have been introduced for high incomes
  • The tax-free allowance rose to 497,23 € a month, but it starts to taper earlier and faster
  • Minimum contributions for a živnosť holder rose to 425,03 € a month, the health rate from 15 % to 16 %
  • The social contribution deferral for new živnosť holders has been cut from 12 months to 5
  • The minimum wage is 915 €, the subsistence minimum 284,13 €

The key 2026 figures in one table

Indicator Value
Minimum wage 915 € gross
Subsistence minimum 284,13 €
Tax-free allowance 497,23 € a month
Employee contributions 14,4 %
Employer contributions 36,2 %
Maximum social insurance base 16 764 € a month
Company tax on profit 10 / 21 / 24 %
Tax on dividends 7 %
Maximum maternity benefit 75,16 € a day

Useful articles to read alongside the calculators

This information is for guidance only

The data is collected from public sources — Sociálna poisťovňa, Finančná správa SR and specialist publications — as of 2026. The calculations are approximate and do not take individual circumstances into account. Before any decision involving money, a contract or a tax return, check your situation with an accountant or a tax adviser.

You will find the official rates and forms here: the insured person’s electronic account and the tax return on the Financial Administration website.

For most of these calculations the starting point is the current minimum wage in Slovakia.

Cannot find the calculator you need?

Tell us what is missing and we will add it. Or ask about your own situation: we will point you to a Russian-speaking specialist from the directory.